Test if you are eligible for debt restructuring
Using the Enforcement Authority's debt restructuring test, you get a preliminary estimate of whether you are eligible for debt restructuring or not.
Your participation is important
It doesn't cost anything to apply for debt restructuring and you don't need a representative. It's important that you participate and answer our questions. Some questions can be difficult to answer. We ask the questions to see whether you meet the eligibility requirements for debt restructuring.
Free advice and support
If you need advice and help, you can contact a budget and debt adviser in your municipality. They are tasked with helping before, during, and after a debt restructuring, or with general budget advice. The service is free of charge and they have a duty of confidentiality.
Two types of debt restructuring
There are two types of debt restructuring:
- debt restructuring
- debt restructuring for entrepreneurs.
Debt restructuring for entrepreneurs
The e-service and the form is in Swedish.
Requirements you must meet
You must meet certain conditions to be granted debt restructuring:
Entrepreneurs and close relatives of entrepreneurs can choose
You who are — or have been — involved in a business can apply for debt restructuring or debt restructuring for entrepreneurs. You choose which one suits you best. The same applies to close relatives of entrepreneurs.