Debt may be classified as confidential

A debt that has been with us for attachment can be classified as confidential. If so, the record of the debt is no longer public and we don't disclose it. Other records, such as regarding eviction, can also be classified as confidential.

Confidentiality may apply to details on debts that have been subject to attachment.

The following debts may be classified as confidential

  • debts to the central government, such as unpaid taxes and maintenance support (public cases)
  • debts owed to individuals and businesses (private claims).

You cannot apply for confidentiality

The debt will automatically be flagged as confidential with us if the requirements are met.

Requirements for a debt to be made confidential

Different requirements apply if you are a private individual or entrepreneur, and whether it is an older or a new debt.

For you who run a business

For you who run a business, the following requirements for a debt to be made confidential apply:

  • You have no prior or other debt recorded in the past two years.
  • You have paid the amount due, including interest, any default charges, and basic fee. Or the person who wants to get paid has withdrawn the case.
  • You do not incur any new debt in the following two years after a debt is made confidential.

For you who are a private individual

Are you a private individual with debts that apply to unpaid taxes, maintenance support or parking fines (debts in public cases), which were registered before 1 December 2018? Or do you have debts to private individuals or companies (private claims)? Then the same requirements apply to you as to entrepreneurs.

Are you a private individual without sole proprietorship and with debts in public cases registered with us after 1 December 2018? If so, the following applies for the debt to be made confidential:

  • If you have paid a debt within the notification period, meaning before the last payment date, the details of the debt are always subject to confidentiality.
  • This applies even if other debts (to the central government, a municipality, private individual, or company) are incurred in the following two years.
  • Have you paid your debt after the notification period, meaning after the last payment date, and incur a new debt? In that case, the former debt loses confidentiality only if you don't pay the new debt within the notification period.

Verdicts and decisions are always public

The following information is always public:

  1. Decision (verdict) that a claim is determined. Someone has applied for you to pay or do something (you have received an order), and we have subsequently determined the claim.
  2. Some decisions, such as a report where we investigate your assets or a decision on attachment. You can avoid these kinds of decisions by quickly paying the debt so we don't have to do any investigation.

Record of non-payment

We disclose debt data to the credit reporting agencies. The credit reporting agencies issue you or the company a record of non-payment.

More on record of non-payment and confidentiality

If you are an individual (do not operate a business), we do not disclose details of debts regarding unpaid taxes, parking fines, or maintenance support (public cases) until the time to pay (notification period) has expired, and the debt is still unpaid.

You normally have two weeks to pay before receiving a record of non-payment.

Remove record of non-payment

If your debt is subject to confidentiality, credit reporting agencies must remove details of a debt and the record of non-payment that was created when the debt was registered for collection with us.

Read more about record of non-payment. Swedish Authority for Privacy Protection: