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Unable to pay

Depending on what you want help with, you can find more information on these pages of the site.

If you have any other questions – you are welcome to call customer service or send an e-mail.

Attachment

An attachment means we have decided that something you own, such as a car or a part of your salary, is going to be used to pay your debt.

Attachment of salary

If you are unable to pay your debts we may attach your salary. That means that a part of you salary is used to pay your debts.

How much do I get to keep?

As part of our investigation before a salary attachment we calculate an amount that you will always be entitled to keep. Many people refer t...

Are you at risk of losing your home?

If you don’t pay the rent, or act in breach of a clause in the rental contract, your landlord can apply to have you evicted from your flat.

Payment deferral and instalment plans

If you have debts you need to pay them in order to avoid attachment of part of your salary or property by the Enforcement Authority. Your po...

Debt reconstruction

Debt reconstruction means that if you are heavily in debt, you may under certain circumstances not need to pay your debts or parts thereof. ...

Debts in another country

If someone in another country has a claim against you, different rules apply depending on what type of debt it is.

European payment injunction, or payment order

A European payment order, i e a demand for payment, is intended to establish that someone is obliged to pay a debt. The individual or compan...

The right to demand payment can be forfeited

If a debt becomes statute barred, it means that the individual or entity with the right to demand payment loses that right.

Liability for payment

Businesses that are unable to pay their debts come under different rules depending on what corporate form they have.