If someone owes you money, we can help

If someone owes you money, we can help you establish the debt. This involves you making an application for a payment injunction.

When can I apply for a payment injunction?

You can use a payment injunction for the majority of debts owed to you by private individuals or businesses. This includes the purchase [sale?] of goods and services as well as money you have lent.

Bear in mind that your claim must be for money, and that the payment deadline must have passed.

How do I apply?

You fill in the form Application for a Payment Injunction, or make the application via Mina Sidor (My Pages). It is important that you fill in all the personal data, otherwise you may have to add information later and the process will take longer.

You need to state your claim, and the grounds for it, clearly enough that the individual or entity you regard as owing you money will understand what you mean. For example: “Rental of private car with registration number XXX 001. The rental took place in September 2018 under an agreement reached on 1 May 2018.”

Sign your application and post the original. You cannot send your application by fax or email. If you apply via Mina Sidor you sign the application using e-ID.

How much does it cost?

Making the application costs SEK 300. You can request to have that expense reimbursed on your application. You can also include compensation for work by you or your representative, usually SEK 380.

What happens after you have submitted your application?

We send a letter, an injunction, to the individual or entity you want to be paid by, the debtor. The letter includes an acknowledgement of service that the recipient has to sign and return to us. This is proof that the letter was received by the debtor.

In some cases you can deliver the payment injunction yourself. This is known as service by party.

The recipient of the letter can do one of the following:

• Pay you. If the entire debt is paid you should withdraw your application. This you can do by email or letter on the day you receive payment. If you receive payment for part of the debt you should notify us of this as well.
• Object to the claim, which is known as contesting it. You then need to decide whether you want to pursue the matter further, in court. If you don’t, we will dismiss the case. If you do, the case will be passed on to the courts. You pay a fee to the court of SEK 600 or SEK 2 500, depending on the size of the debt and on how the case is going to be processed.
• Neither object to the claim nor pay you. In this case we will issue a decision, a verdict, stating that the individual or entity has to pay what you have claimed. This means that the debt is established, and the matter can proceed in either of two ways:
  • The debtor can object and request a reopening. This means that the case will be handed to a court and you will have to pay a fee. If you don’t pay the fee, the court will declare the verdict no longer valid.
  • You can request execution of the verdict. This means that we begin by investigating whether the debtor has assets. If they don’t have any assets you will not be paid, but you will have to pay us a fee of SEK 600 in addition to previous fees. The general rule in these cases is execution of the verdict by means of attachment, unless you as applicant expressly request that execution not be carried out.

What is the next step?

Once the decision to issue a payment injunction has been made, the general rule is that we begin to recover the debt. This incurs a fee of SEK 600.

We always try to charge the fee to the debtor, but if we are unable to you will be sent an invoice.